CGTMSE & Collateral-Free Loans
At Shiv Finance & Marketing, we specialise in arranging CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) and Collateral-Free Loans for new and existing businesses. Our expertise ensures that entrepreneurs, start-ups, and MSMEs get access to funding without pledging property or assets—helping them grow with confidence.
What is a CGTMSE Loan?
CGTMSE is a flagship Government of India scheme that enables eligible MSME units to avail collateral-free credit up to ₹5 Crore.
The scheme provides a guarantee cover to banks, making it easier for businesses to secure loans even without security or mortgage.
Who Can Apply?
- New Start-ups
- Micro, Small & Medium Enterprises
- Manufacturing Units
- Traders & Service Providers
- Proprietorship, Partnership, LLP & Private Limited Companies
Our CGTMSE Loan Services
We provide complete assistance from start to approval, including:
- Collateral-Free Business Loans
- Term Loan & Working Capital Finance
- Project Loan for New Units / Expansion
- Government Subsidy & Support Schemes
- Loan Restructuring & Enhancement
Why Choose Shiv Finance & Marketing?
- Strong tie-ups with leading Banks & NBFCs
- In-depth knowledge of CGTMSE policy, norms & eligibility
- Fast loan processing with accurate documentation
- End-to-end support from file preparation to sanction
- Transparent guidance to maximize loan eligibility
- Loan Amount & Key Benefits
- Loan up to ₹5 Crore without collateral
- Government Guarantee Cover up to 85%
- Suitable for new businesses and MSME expansion
- Flexible repayment options for stress-free financing